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8 Greenway Plaza, Suite #1350, Houston, TX 77046

713-888-0841
matt@retirewithmcm.com
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Retirement Planning That Works as Hard as You Do

Matt Semeyn and Frank McKinney understand the unique challenges facing today’s professionals when it comes to retirement planning. With years of experience in financial services and a deep commitment to helping clients succeed, they provide personalized guidance to ensure your retirement plan is working efficiently—so you don’t have to stress about the details.

Their mission is to help you gain clarity, confidence, and control over your financial future. Whether you're managing a 401(k), navigating complex benefits, or simply unsure where to start, Matt and Frank will help you stay on course and build lasting financial security.

We’ll help you with your day-to-day investment decisions so you can sleep better at night—and focus on what matters most.

Your Career. Your Family. Your Future.



Your Retirement Account Deserves More Than Just Set-It-and-Forget-It

For many people, a retirement account is one of their largest financial assets—yet it often doesn’t get the attention it deserves. The investment decisions you make today can have a lasting impact on your ability to enjoy a confident, comfortable retirement.

Smart, intentional strategies now can help ensure your money continues working for you—long after you stop working.

Get The Guidance You Deserve


Many employer-sponsored retirement plans—including those offered through providers like Fidelity—now include enhanced features, such as access to professional investment management through self-directed brokerage accounts. These options give you greater flexibility and control, along with the opportunity to work with a financial advisor who can tailor your portfolio to your goals.

And the impact of professional guidance is more than just confidence—it can lead to real financial results.

A Vanguard study of over 40,000 retirement plan participants found that those using professionally managed accounts experienced meaningful improvements in retirement outcomes. Highlights from the study include:

  • 60% of participants increased their projected 10-year retirement wealth by an average of 30%.
  • 30% saw value through a reduction in portfolio risk.
  • One-third of participants increased their savings rate by an average of 3%.
  • 60% experienced a drop in fund fees.
  • Average expense ratios were reduced by 0.06%.

Working with the right advisor can help you make smarter decisions—so your money works harder, your plan stays on track, and your future stays within reach.

Source: Vanguard’s “Putting a Value on Your Value” Study

More Options.
Greater Potential.

Through a self-directed brokerage account, you can work with a financial advisor to access a broader universe of investment choices—beyond the standard plan lineup. This expanded flexibility allows for greater diversification and the potential to improve long-term growth.

Matt Semeyn and Frank McKinney use proven industry tools and research-backed strategies to help you make informed investment decisions. Their goal is to simplify the process, optimize your portfolio, and help you get the most out of your retirement account—without unnecessary complexity or cost.